Do You Owe the IRS Back Taxes? Settle Your Taxes With an IRS Debt Settlement Plan

When you Owe the IRS, it's easy to Pay Back IRSAffordable Payment Plan: This is aimed at those who
Taxes if you are aware of all of your options. YouOwe the IRS and want an "affordable" monthly
can get your economic affairs back on track with anpayment. Keep in mind that there may be a huge
IRS Debt-Settlement plan. Though they may not bedifference between what the IRS deems "affordable"
common knowledge, these tax debt relief programsand what you deem "affordable."
are available to everyone and are provided by the IRS.Affordable Settlement Plan: If you owe Back IRS
Below are just a few IRS Debt Settlement programsTaxes but do not qualify for an Offer in Compromise
that can help you Pay Back IRS Taxes when you(discussed in detail in the following section), but still
Owe the IRS Money.want to settle for less than what you Owe the IRS,
Non-Disclosure Installment Agreement: This particularthis IRS Debt Settlement plan may be for you.
option to pay Back IRS Taxes applies only to debtsAsset Protection Plan: This plan is for individuals that
under $25,000, and you must agree to pay the fullowe Back IRS Taxes and are primarily concerned
amount that you Owe the IRS. Under this plan, yourabout the IRS seizing certain assets, such as a house,
time period to Pay Back IRS Taxes is set up over aautomobile, retirement funds, etc.
maximum of 5 years but cannot extend further thanOffer in Compromise: An Offer in Compromise is not
the collections statute expiration. For example, if youan easy option to qualify for when you have Back IRS
Owe the IRS and there is only 1 month left under theTaxes. However, if you do qualify when you Owe the
statute of limitations, your time period to Pay Back IRSIRS money, it can potentially reduce your tax debt by
Taxes can be no longer than 1 month. Interest andtens or even hundreds of thousands of dollars. If the
penalties continue to accrue during your repaymentIRS accepts your offer, you must pay the amount
period with this IRS Debt Settlement plan. You can,agreed upon within 30 to 90 days of that acceptance
however, pay above your installment amount andand remain 100% compliant for 5 years. This particular
have that extra payment amount applied directly toIRS Debt Settlement plan requires full financial
the principal on your Back IRS Taxes rather than todisclosure of your assets, income, and expenses. The
the interest.IRS compares your settlement offer to their
Another benefit of this IRS Debt Settlement Plan iscalculations of what you are actually able to pay,
that all assets, income, and expenses (includingbased on the financial information you disclosed. This
spending habits) are protected and remain private.takes into account all assets and equity, even if you're
Without the need for financial disclosure, there isnot able to access it. For this reason, unless you are
reduced paperwork, and your case to Pay Back IRSabsolutely broke with no chance of being able to pay
Taxes can be completed within as little as two weeks.what you Owe the IRS, you will not qualify for this IRS
Partial Pay Installment Agreement: This IRS DebtDebt Settlement Plan. If you Owe the IRS, it's important
Settlement plan can apply to any size debt possiblethat you are fully informed of your IRS Debt
that you could Owe the IRS, unlike the Non-DisclosureSettlement options to pay Back IRS Taxes. Keep in
Agreement. It does, however, require financialmind that these are just a few of the payment options
disclosure, and your monthly payment to Pay Backthat are available to you. Know your rights, be aware
IRS Taxes is based on this disclosure. The three typesof your options, and get out of IRS tax-debt now.
of plans to this IRS Debt Settlement agreement are: