| Brian was in a car accident that stopped him from | | | | is not steady (like acting), you will need to provide an |
| going to work for three weeks. To compensate for | | | | approximate value of the income you are missing out. |
| the pain and suffering caused, he decided to file a | | | | Emotional damages: Emotional damage is often |
| personal injury claim. The only thing left was to | | | | overlooked in a personal injury claim. When you suffer |
| calculate how much he should ask for as the claim | | | | an injury, you experience mental stress and anxiety in |
| amount. Brian didn't want to ask for too little and at the | | | | addition to physical pain. If this stress prevents you |
| same time didn't want to ask for an amount the | | | | from functioning normally, you are entitled to |
| insurance company would turn down. | | | | compensation. |
| Calculating your personal injury claim worth is not very | | | | Property damages: Any damage to your property |
| difficult. The secret is to know how much your claim is | | | | caused by the accident must be compensated for. For |
| actually worth and stick to it if the insurance company | | | | example, in a car accident, this will comprise of repair |
| tries to make you settle for a lesser amount. Here are | | | | bills and the cost of parts replaced. |
| the different types of damages you can claim | | | | Missed social experiences: Did your accident cause |
| compensation for: | | | | you to cancel your travel and hotel bookings for your |
| Medical expenses: This is the easiest parameter to | | | | family vacation? Or miss out on your children's school |
| calculate. Medical expenses comprise emergency | | | | picnic? You are well within your rights to claim |
| room fees, medication bills, consulting fees of doctors, | | | | compensation for damage to your social life. |
| and hospitalisation expenses. If your injury requires | | | | Insurance companies will always try to bring down |
| extended treatment like physiotherapy, this charge | | | | your claim amount. If you think you cannot defend your |
| should also be included in your claim. | | | | claim properly, consider hiring the services of a |
| Income lost: This one should not be a problem if you | | | | personal injury lawyer. Such a person will not only help |
| draw a regular paycheck. Simply add up the salary for | | | | you calculate your claim properly but also ensure you |
| the weeks or months you are unable to work. If you | | | | receive the compensation you deserve. |
| are self-employed or work in an industry where work | | | | |