| When you owe taxes to the IRS and cannot afford to | | | | difference. |
| pay them right away you are going to have to make a | | | | When you Should Pay Back Taxes Owed through a |
| choice. The choice you will have to make is whether | | | | Payment Plan |
| you will try to settle your tax debt for less or if you will | | | | Most individuals that cannot pay taxes owed at the |
| pay the taxes you owe through installment payments. | | | | moment they are due are required to enter into a |
| The IRS will never tell you to try to settle your taxes | | | | payment plan with the IRS. Individuals will be required to |
| because this means they will collect less money, but | | | | enter into a payment plan if the monthly payments that |
| the option does exist and people do settle very | | | | they make will not leave them with less than the |
| frequently. Your decision to settle vs. pay in | | | | required amount of money they need to live. The |
| installments should be determined by your current | | | | monthly payment required is an amount that is greater |
| financial situation and your likely future financial situation. | | | | than or equal to an amount that will pay off the total |
| Below are reasons for when you should settle and | | | | amount of tax owed plus interest in a period of 3 |
| when you should pay your taxes owed. | | | | years or less. If that amount creates too much financial |
| When you Should Settle Back Taxes Owed | | | | strain on the individual they may be able to settle their |
| The IRS typically accepts settlements from individuals | | | | tax debt, if it doesn't create excessive financial strain, |
| if they have a very poor financial situation. The IRS | | | | they will be required to enter into a payment plan. |
| understands that individuals do need a basic amount of | | | | What most people don't know is that the IRS has a |
| money to maintain a certain standard of living and they | | | | method for every individual that owes taxes to the |
| do not expect individuals to pay an amount that would | | | | IRS to get back onto good terms with the IRS no |
| leave them with less than the minimum amount to not | | | | matter what their current financial situation is. The IRS |
| let them meet that basic standard of living. In order to | | | | deals with hundreds of thousands of individuals every |
| be successful in settling your back taxes for less than | | | | year that cannot pay their taxes owed and have |
| you owe, you will have to prove to the IRS that the | | | | therefore created several dozen methods of |
| amount you are willing to settle for is equal to or | | | | settlement and payments available. IRS tax code is |
| greater than the amount that they would ever be able | | | | extremely complex and it is recommended that |
| to collect from you, even if they used forced collection | | | | individuals in tax debt contact a tax professional and |
| mechanisms. The IRS tries to collect as much money | | | | have them figure out the best payment method or |
| as possible with the smallest amount of effort and the | | | | settlement method. The benefits of tax relief |
| IRS knows that it does cost them money to | | | | professionals today greatly outweighs their costs and |
| consistently pursue non payers and they do accept | | | | individuals typically end up paying less than if they were |
| the fact that sometimes it is better to accept a | | | | to try handling the situation on their own. |
| settlement from that individual and just write off the | | | | |