Settling Back Taxes Owed With an Installment Agreement

Every year there are thousands of people that cannotThe individual IRS offices will approve installment
pay in full the amount of taxes that they owe. If youagreements up to $10,000. If the amount is higher than
are one of these people who cannot pay their entire$10,000 they will request additional financial information
tax bill owed, an installment agreement could be aand will require some more paper work, sometimes
good choice for you. This type of agreement canpeople hire tax professionals to help with installment
solve just about any issue having to do with backagreements above $10,000.
taxes ranging from not being able to pay to removingOnce your installment agreement is accepted with the
a tax levy. This type of agreement is easy and will putIRS you are on good terms with the IRS and they will
you on good terms with the IRS.honor your agreement. There are several things that
An installment agreement is the term used by the IRSyou can do to make the agreement ineffective and
for a payment plan. Setting one up will allow you tothe IRS can begin taking collection actions against you.
pay off the taxes that you owe over a specifiedYou must not miss any payments, cannot fall behind
period with a minimum monthly payment amount. Theon any other taxes due to the IRS, you must give
amount of your monthly payment must be largeupdated financial information when requested to the
enough to pay off the entire balance of taxes owed inIRS or the IRS finds out that you gave false
about a 2 year period. Sometimes a payment plan caninformation when requesting the agreement.
be rejected for an unreasonable payment amounts,At times when agreements are request and the IRS
but the IRS will get back to you with a morefeels that it may seem a bit unreasonable, they will try
acceptable amount. One thing to keep in mind is thatto pressure you to sell some of your assets or to
while the amount of taxes is owed it is still accruingborrow money from friends and relatives. Do not let
interest monthly and the IRS requires you to paythis pressure get to you. Intimidation is one of the
interest on the outstanding balance, so the faster it isstrongest weapons of the IRS, they would much
paid off the less you will pay in interest.rather collect tax amounts sooner rather than later and
To request an installment agreement you will have toit is in their interest to try to make you pay sooner.
download form 9465 from the IRS and fill it outThey will accept your agreement, so don't give into
appropriately to set up the correct payment amount.any pressures you may encounter.