Solutions to Resolve an Irs Bank Account Levy

This is the IRS's forced collection method where theysituation every so often to see if you can pay off the
will sell your possessions in order to fulfill your taxtaxes owed or be put on a normal installment
debts. An IRS tax levy is the most lethal of all IRSagreement.
collection methods. With a levy, the IRS  can take- Settle back taxes with an offer in compromise – If
your assets in order to cover for the back taxes thatyou apply for this form of relief, the IRS will temporarily
are outstanding. Getting an IRS levy released meanspause the collections until the IRS has decided about
you will need to come to an agreement with the IRSyour case. Do not apply if you don’t think you will
and they will agree to stop taking collection actionsqualify, this will be considered fraud and will come with
against you. Below are 10 ways you can legallyharsh punishments. This is a difficult type of relief to
release a tax levy with the IRS.receive from the IRS, but if accepted, the levy will be
- Pay debt amount in full, including penalties and interestreleased. The IRS only allows individuals to apply for
– Try to think of other ways you can pay if youthis type of relief if they fall into one of three
don’t have the money. Some options you cancategories with strict requirements.
consider are; take out a home equity loan, friends and- Prove your assets have no equity – When items
family, have a yard sale, or see if you can sell somethe IRS is trying to levy have no value in them, you
stuff on Ebay.must show to the IRS that there would be no point for
- Avoid the IRS until the Statute of Limitations Expiresthem to levy them because they will gain nothing from
– The IRS has 10 years to collect taxes from theit and it will not pay anything towards you back taxes
initial date of assessment the Internal Revenue Serviceowed.
has ten years to collect on taxes since the day they- Prove to the IRS that the Levy doesn’t allow you
were originally assessed. Once the ten year period isto meet basic minimum required expenses – If you
up, the IRS no longer pursue you for collections andcan show and prove to the IRS that the levy creates
the levy will be lifted. Remember, if the IRS is hot oneconomic hardship and it greatly affects your ability
your case and they have not collected after 9 years,from earning enough to maintain a roof over your
they most likely will try to get you to extend thehead or your families head, it is likely the IRS will lift the
statute of limitations. They may not tell you that this islevy. If the levy hurts your future ability to earn money
what they are doing, but it is, so be careful what youand you prove this to the IRS, the levy will be
sign if a lot of time has already passed. If you haven'tremoved.
paid the amount owed in 9 years, it is extremely- Post a Bond – If you post a bond, a levy will no
unlikely they will be able to collect from you in the lastlonger be in effect. If a levy is in place, and you cannot
year. Especially since by this time you can bepay your taxes, it is highly unlikely you will qualify for a
considered an expert in avoiding the IRS.bond. If you do qualify for a bond, you may be better
- Monthly payments through an installment agreementof paying the tax amount owed in full.
– This is one of the easiest settlement methods to- Appeal the Levy –You have the right to appeal
release a tax levy. With an installment agreement youthe levy and have it lifted if wrong procedures were
will be able to pay off your back taxes owed intaken. Don’t use this tactic to stall.
incremental monthly installments. It is important to makeGetting a levy lifted can be complex. It is suggested
timely payments on this once it is in place or the IRSthat you use a tax professional to help you with
can re-enforce the tax levy.required filings. Some of these methods above can be
- Partial payment installment agreement – If youunsafe to do on your own because they can be
can’t make the minimum required payments for theconsidered fraud by trying to delay IRS collections if
installment agreement the IRS will consider you for anot done properly or in the right circumstances. An IRS
partial payment option. With this option you will be ablelevy can be financially devastating, the help of a tax
to make smaller installment payments and mayrelief professional can most likely save you much more
actually never end up paying off the entire amount ofmoney than their cost, while eliminating a lot of stress.
back taxes owed. The IRS will review your financial