Tax Records - How Long To Keep Them?

Most tax deadlines are easy to remember like the filingKeep indefinitely copies of your tax returns. Yes, there
deadline or the due date to pay estimated taxis the statute of limitations is 3 years but it will not apply
payments however, when it comes to how long toif the IRS suspects it was fraud or filed falsely. Keep
keep tax records, most people do not have a clue. Sothose tax returns. Something else to consider is that
you want to know, how long to keep tax records?without your knowledge the IRS changes many
The easy answer is until the statute of limitationsreturns. The original may be necessary if IRS records
expires for that tax return. Records that should beare magically different from what you filed.
kept include receipts, canceled checks, and otherKeep tax records that relate to any claim with the IRS
documents needed to prove to the IRS your filing wasfor a tax refund or tax credit that was based on bad
legitimate! This is usually three years from the DUEdebts or losses on worthless securities for at least
DATE for the tax return or when the return wasseven years. You may find you need these in the
actually filed with the IRS or two years from the datefuture.
the tax was actually paid to the IRS, whichever isNet operating loss (NOL) can be carried back 2 years
LATER. This is generally accepted as the time periodand carried forward 20 years. It is very important for
in which the IRS can question your tax return.you to keep your tax records until all net operating
NB: If you do not file your taxes or file a fraudulent orlosses are used to offset taxable income and the
false tax return there is no statue of limitations. This iscarry forward term expires. Add the 3 year statute of
what trips up a lot of people, when the IRS comeslimitations on the tax returns filed with the IRS that
knocking after 5 years and all of the tax records haveused the carry forward.
been discarded after 3 years. You MUST know, it isBeware: If it is found by the IRS that you understated
the IRS that will claim that a tax return was fraudulentyour gross income by 25% or more the statute of
or false. Not filing any taxes at all is self explanatory.limitations will be doubled to 6 years. Take this advice,
Some tax records should be kept indefinitely, likeif there is anything EVER questioned on your tax
property tax records. These records will be required toreturn, keep the return and all supporting
prove to the IRS your gain or loss when you sell thedocumentation indefinitely
property.Also, in a case where a fraudulent tax return has been
Statute of Limitation provisions differ, here are somefiled, or no tax return has been filed with the IRS, the
you should keep in mind:IRS can make this assessment at any time.
You should retain documents verifying the value ofFinally: An employer must keep all employment tax
real estate or stock until you sell them and realize arecords for a minimum of 4 years after the taxes are
gain or loss plus the three-year statute of limitations ondue the IRS or have been paid, which ever is later.
the tax return filed after that sale with the IRS.