Unfiled Tax Returns - IRS Process, Consequences, and Recommended Guidelines

Are you a taxpayer who has unfiled tax returns? Thiseach year that you failed to file. Along with this, you
is not something that you want to forget about for anycan also be sentenced to time in prison.
longer. If you have yet to file a past return you need to2.Penalties - Your tax debt will grow (if you owe
take care of it now, not later. As you wait longer andtaxes) and you will end up owing more than your
longer the consequences get worse. Is that really whatoriginal amount because of the failure to file penalty.
you want? Although you may feel that unfiled taxThe failure to file penalty can accrue on your unpaid
returns are a huge burden, you can fix this problem inamount at 5% per month (up to 25% after 5 months).
no time at all if you know the process, policy, and3.The IRS Will File a Return for You - This sounds
steps to take.great but it is not. If the IRS files a return for you (called
How Does the Process Work?a Substitute Return) you could miss out on certain
If you do not file your taxes for one year or more youcredits and important important deductions. Again, this
are going to be pegged a non-filer by the IRS. This is awill only result in you owing more to the IRS.
status that you do not want. The IRS has a system in4.You Will Be Unable to Qualify for Bankruptcy -
place to determine who has not filed all the properWhether Chapter 7 or Chapter 13, if you do not file a
returns. They do this by matching W-2's and 1099's viatax return you cannot qualify to have your taxes
the Information Returns Program computer system. Sodischarged through bankruptcy.
while you may not hear from the IRS right away, atSteps or Guidelines to Follow
some point they are going to realize that you have notIf you find yourself unable to file by April 15th, then you
filed and you will soon begin receiving notices. That iscan request an extension using IRS form 4868 which
when your real problems will begin.will give you until October 15th to file (not make a
What Are Some of the Consequences of Failing topayment). This will also help you avoid the failure to file
File?penalty (unless you do not file on Oct 15th). If you tax
1.Criminal Charges and Fines - Criminal charges (rare)return is much older, you should immediately begin the
can be brought against you if you have unfiled taxprocess of collecting old tax documents (W-2s, 1099s
returns and owe money to the IRS. This is notetc) so you can file as quickly as possible.
something to take lightly. It is a serious issue and theIf you have not filed old taxes and you are unsure of
IRS will enforce the laws if you do not comply at once.your circumstances and how to move forward,
A fine can be assessed of up to $25k per year forcontact a qualified tax professional.