Captial Gains Tax Explained

Capital Gains tax is a federal tax penalty that isrepresent 6% of personal and corporate income tax
imposed on capital accumulation, investment andreceipts and 3% of total federal revenues. There is a
productivity. Some of the income that is subject tolot of controversy surrounding the capital gains tax that
capital gains tax includes the sale of an investment, aindividuals and corporations have to pay but it actually
home, a family business, a farm or ranch or even abrings in much less revenue for the federal
work of art. The capital gains tax is applied on thegovernment than most people would think. In fact, the
difference between the price paid for an item and thetotal collections during the 1990s were between $25
money received from selling it, or the capital gain. Thebillion and $30 billion a year. In the USA, capital gains
most common form of capital gain for people is theare not indexed for inflation which means that the
sale of their corporate stock. The capital gains tax rateseller pays capital gains tax on the real gain and also
for individuals is currently at one of its highest rateson the gain attributable to inflation. This is one reason
ever and is at 28% while the corporate rate is at itsthat the capital gains tax is lower than regular income
greatest level in history, namely 35%. There is antax rates. In other countries, such as the United
inequality with capital gains tax in the fact that peopleKingdom, the capital gains tax rate is much higher
must pay taxes on all of their gains but are only able(over 40%) but there it is actually indexed to inflation.
to deduct a portion of their losses. This particularlyThe difference between capital gains tax and all other
applies to investments that fluctuate between gainsforms of federal tax is that it is basically a voluntary
and losses over time.In many states taxpayers aretax. People can avoid paying any of the tax by simply
liable, not only for the federal capital gains tax but alsonot selling their assets. This is becoming increasingly
the state's own form of capital gains tax. This cancommon, especially with the uncertainty of the stock
actually take the combined rate to almost 40%.market, and the government estimates that there is
California, Montana and Rhode Island are amongst the$7.5 trillion of unrealized capital gains which would all be
highest in the country.subject to capital gains tax if it was sold.
For the government, the capital gains tax payment